Helping you every step of the way

 

Mortgage Advice

You may already have gone ahead and instructed your own mortgage advisor but if you are looking for further information, First Mortgage can walk you through free, impartial mortgage advice, whatever your requirements.  So whether you are a First Time Buyer or stepping up or down the property ladder,  their friendly and qualified professionals will be on hand to help you through the selling and buying process from concept to completion.

Estate Agency & Legal Advice

Buying a new home is an exciting time but it can sometimes be a little bit stressful. Whether purchasing a previously owned home or buying new, it helps to have a little insight on the processes involved. Our team work in partnership with Local Agents and Solicitors to help our client’s with the home buying process.

Help to Buy Scheme

The Government Help To Buy (Scotland) Affordable New Build Scheme is available to help buyers who would not otherwise be able to buy an affordable new home from a participating builder.

The scheme is only available on new build homes up to a maximum value of £200,000 for purchases on or before March 2021.

Your Mortgage Lender is likely to require you to contribute a deposit of around 5%, your mortgage and deposit must cover a combined minimum 85% of the total purchase price. The Government will hold the remaining share under a shared equity agreement which it will enter into with you.

Consumer Codes

The consumer code for Home Builders was developed by the home building industry to make the home buying process fairer and more transparent for purchasers.

It’s to help you understand the levels of service to expect from your House Builder and to know your consumer rights both prior to and after you move in to your new home and to provide access to speedy, low-cost dispute resolutions, should this be required.

NHBC

Your new home comes with a 10-year NHBC warranty to provide you with peace of mind for the future, the NHBC “Guide To Your New Home” will be provided for you which we strongly recommend that you study.

Express Move

From time to time, we have properties available which there is no waiting time on the build. These properties are ready to be moved into and our sales team work with clients to help them have a quick and efficient buying process. ‘Express Move’ is perfect for clients who may be renting or have recently sold their property. Contact our sales team for further information.